
Diaspora Return Playbook™
Invest in or relocate to Africa with a reintegration roadmap covering due diligence, property, tax and re-entry.

Programs · Fellowship
Program overview
Budget, save and invest when your income is unpredictable.
Built for people whose financial advice never quite fits because it assumes a salary. Personal Finance for the Self-Employed covers budgeting, saving and investing when income is unpredictable. It works through smoothing irregular earnings, building a buffer sized to your volatility, separating owner pay from business cash, tax provisioning, retirement and insurance without employer cover, and investing on a variable income.
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The skills to budget, save and invest on a variable income, from buffers and owner pay to tax provisioning, retirement and insurance.
On passing the assessment you receive a certificate for this Fellowship program. Verification arrangements for this program are stated at enrollment. Issued under Credence Institute certification.
If you want to know who leads this program before you apply, ask us and we will tell you.

If you are funding someone else’s studies, here is what you are paying for. Personal Finance for the Self-Employed is a Fellowship program taking 26 weeks, examined and credentialed, and issued with a certificate that any employer can verify publicly at any time. It prepares the learner for smoothing irregular earnings, separating owner pay from business cash, and planning for tax, retirement and insurance without employer cover. With the learner’s consent we will confirm enrollment, attendance and completion to you in writing at each stage.

Dates for the next cohorts are being confirmed. An advisor can tell you when this program next runs, and put you on the list for it.
Ask an advisor about datesMultiple payment options are available, with installments on programs of six weeks and longer. Employers can be invoiced directly against a purchase order or a letter of undertaking.

Invest in or relocate to Africa with a reintegration roadmap covering due diligence, property, tax and re-entry.

Register, file and keep records correctly as a freelancer, including on income from foreign clients.
